Get a home and auto insurance quote and buy online

Just answer a few questions – it only takes 5 minutes.

We’re Canada’s first fully online home and auto insurance company – but that’s not all.

Sonnet is Canada’s first fully online insurance company. Answer a few simple questions, customize your coverage and buy securely online. Login anytime to manage your account, access policy documents and more.

Online doesn’t have to mean on-your-own. Our award-winning customer service heroes are here to help. Email, chat or call our fully-licensed insurance agents and experience our 91% customer satisfaction score for yourself.

With 600 claims professionals and a network of certified partners across Canada—we’re always here when you need us. Plus, our hassle-free claims promise guarantees the quality of your repairs when you use our pre-screened vendors.

Sonnet Connect is here to help protect the things that matter most. Get access to helpful information and a suite of services to simplify your life from our partners. Plus, take advantage of exclusive discounts, promotions and offers.

We’ve worked hard to make insurance easy to understand. That includes re-writing your coverage information and policy details in plain language. Plus, find answers online to your most frequently asked insurance questions, quickly and easily.

We combine your unique information, with a whole lot of math and analytics to build a price just for you – savings included. Whether it’s a bundled savings, a group discount or acknowledgement for being claims free, you’re always getting our best possible price.

Ways to save on insurance with Sonnet

Insuring more than one vehicle with Sonnet could qualify you for a multi-vehicle saving.


Insuring more than one property could qualify you for a multi-location saving.


Bundling your home and auto policies could mean up to 20% savings for you.

Group discount

Professionals, employees, alumni and affinity group members get exclusive savings.

Claims free

No recent claims? This could mean extra cash in your pocket.

Ticket free

Just a parking ticket or two? We can tell you're a good driver.

Ontario winter tires savings

Staying safer with certified winter tires benefits everyone.

Ontario retiree savings

Finally made it to retirement? You deserve a break.

We offer customized coverage, in language you can understand, at a competitive price – and we do it all online. Our digital platform makes it quick and easy to quote, buy and manage your home and auto insurance. We’ve changed insurance for the better, so you can worry less and live more.

Our guided quote asks only the questions we need, and our analytics does the rest. Get the right coverage at a competitive price – savings and discounts included.

Choose from flexible limits and optional coverages to make sure your policy fits your needs. Plain language and helpful tips along the way make it easy.

The price you’re quoted is final – no hidden fees or small print. Buy your policy securely online and access your insurance documents in minutes.

Get a home insurance quote in British Columbia. Or bundle your home and auto insurance in Alberta, Ontario, Quebec, New Brunswick, Nova Scotia, and P.E.I. Coast to coast, we have coverage options tailored for you.

Get complete auto coverage you can count on. We offer added coverage like accident benefits, ticket forgiveness, roadside assistance, vehicle replacement and more.

Your house, and everything in it is covered. Even our most basic package includes replacement cost. Plus, benefit from first claim forgiveness and add optional coverages to make sure you’re protected.

Insurance built just for condo owners, without the confusing limits. You’re covered for the basics – like liability and your personal belongings – and then some, with condo special coverage and more.

Get coverage that’s tailored for renters. Count on full coverage for liability and your personal belongings. We’ll even cover extra expenses and unit improvements in the event of a claim.

Protect your investment with coverage built just for landlords. Get coverage for liability and replacement cost for your property and belongings. Plus, fair rental value to protect your income in the event of a claim.

Focus on your pet’s health and happiness rather than the burden of vet bills. Our recommended pet insurance provider, Petsecure offers insurance for wellness, accidents and illnesses, dental coverage and more. Relax knowing your best friend is covered.

“We switched to Sonnet last year after 20 years of loyalty to another insurance company. It’s so easy to make changes to our policy and someone is always at the ready to answer our questions.” "Super easy, super customer service, super price. Almost a third of the price of other companies for house insurance. Couldn’t be happier with this company. Thanks Sonnet." “Only had great experiences with customer service when needing to call and clarify the policy. Love how I can make the changes to my policy online and it’s easy to understand.” “Very easy to setup my policy and love the price. Also, very easy to understand what is included in my home and auto insurance. Highly recommend Sonnet!”
Learn more about home and auto insurance

The 5 minutes to get insured is based on the average Sonnet customer experience.

The Sonnet customer satisfaction score is based on the average survey results of Economical Insurance respondents between January to December 2018.

Bundling discount reflects the best possible savings a customer could receive by bundling their home and auto coverage. Depending on your quote details, you may not be eligible for a discount.

*Available in British Columbia, Alberta, Ontario, Quebec and PEI.