Protect your vehicle with car insurance
Buy auto insurance online in 5 minutes.
Getting auto insurance has never been easier. If you live in Alberta, Ontario, Quebec, New Brunswick, Nova Scotia or P.E.I., you can quote and buy car insurance online in just a few clicks. Get customized coverage, in language you can understand, at a competitive price – and do it all online. We’ve changed car insurance for the better, so you can worry less and live more.
Have more than one vehicle insured with us? No matter which one you drive the most, we automatically assign you to the vehicle that will give you the best price.
Online doesn’t have to mean on-your-own. Email, chat or call our fully-licensed insurance agents and experience our 91% customer satisfaction score.
On top of our 24/7 claims support, if you’re in need of a tow after an accident, just call our 24-hour national tow program at 1-888-668-6087.
No claims in the last 6 years? This could mean extra cash in your pocket.
Insuring more than one vehicle with Sonnet could qualify you for a multi-vehicle saving.
Bundling your home and auto policies could mean up to 20% savings for you.
Yes. In order to drive a car in Canada you are required by law to have insurance. Each province has their own minimum requirements.
Getting car insurance in Canada is easy. With Sonnet, you can get an auto insurance quote online in 5 minutes. All you’ll need is your driver’s license number, vehicle identification number (VIN) and the answers to a few simple questions – we do the rest of the work for you!
Each province has government regulations that oversee how prices are determined by insurance companies. At Sonnet, we use your personal information combined with public information about your vehicle and driver history to calculate a price just for you. Some of the factors we look at to determine the cost of your insurance include:
- Number of past claims
- Information about you (e.g. how many years you’ve been a licensed driver)
- Traffic violations (e.g. speeding tickets)
- Where you live
- Your vehicle and how you use it
Using these details and a whole lot of math and statistics, you get the most competitive price – savings included. The whole process takes just 5 minutes and the price you’re quoted is final. Buy online right away or save your quote and lock in your price for 45 days or until the coverage start date (whichever is sooner).
We give you our best price that’s specifically tailored for you. We’ve come up with a number of ways to help make sure you get the best price on your insurance.
There are a number of ways you could save on your auto insurance:
- Exclusive Sonnet Savings. Self-service has its benefits! You’ll save just for purchasing your insurance online. How easy is that?
- Claims Free. If you’re lucky enough to have been claims-free for six years, you could save.
- Convictions Free. Good driving behaviour deserves to be rewarded!
- Multi-Vehicle. Insuring more than one vehicle with us? Awesome! You may qualify for a multi-vehicle saving.
- Multi-Policy (home and auto). You could save when you insure both your home and your vehicle with us.
- Winter Tires (only in Ontario). They’ll keep you safe and help you save on your auto insurance.
BONUS: Have more than one vehicle insured with Sonnet? No matter which one your drive the most, we’ll automatically assign you as the primary driver to the vehicle that will give you the best price on your insurance.
Once you've purchase your auto policy, we’ll send you an email with a link to activate your Sonnet account. Your pink slip and proof of insurance will be accessible directly through your account for download and can be printed.
Looking for your pink slip in your account? Follow these steps:
- Log in to your account and click on your auto policy.
- Click Download documents.
- Select Download under your Liability Card.
We’ll also send you a hard copy of your pink slip through the mail (which takes about 5 business days).
Haven’t received your pink slip in the mail? First, double check the mailing address listed on your account. You can do this by signing into your account and selecting Settings. If your mailing address is incorrect, contact us.
Heads up! Although digital pink slips are now accepted in some provinces, you’ll still need to carry a physical pink slip for your Sonnet auto policy while driving. We do not offer an electronic pink slip option at this time.
Using your vehicle to carry paying passengers is considered business use and is NOT covered by your policy. This includes, but is not limited to Uber, Lyft or any other similar ridesharing services.
Yes, if you lease or finance your car you still need to purchase insurance that meets the regulatory requirements of your province. Insurance is not included in your lease. Keep in mind that your lessor or financing company may have specific coverage requirements for your vehicle as a condition of your agreement with them. Learn more about how leasing vs. financing a car affects your insurance.
Bundling discount reflects the best possible savings a customer could receive by bundling their home and auto coverage. Depending on your quote details, you may not be eligible for a discount.
The 5 minutes to get insured is based on the average Sonnet customer experience.
The Sonnet customer satisfaction score is based on the average survey results of Economical Insurance respondents between January to December 2018.