Buy pet insurance online

Answer a few simple questions and relax knowing your best friend is covered.

Sonnet protects your home and auto with coverage you can depend on. Do the same for your pet with Petsecure, our recommended pet insurance provider. Petsecure is 100% Canadian, covering cats and dogs from coast to coast. 

Get a quote online in minutes

Pet insurance can help cover the costs of treatment if something unexpected happens to your pet. Petsecure offers four of the best pet insurance plans in Canada and includes coverage for:


If your pet is injured in an accident (like if your pup swallows something he shouldn’t), pet insurance can help get them back on their paws. 


You’re covered if your cat or dog needs dental work due to illness or trauma. Petsecure also includes routine dental treatment – something many other policies don’t offer.


Petsecure pays to get your furry friend well again if they get sick unexpectedly and need extra care and treatment. 

Exam fees and taxes

Petsecure includes exam fees and taxes, so your reimbursement is calculated based on the total amount claimed.  

Alternative therapy

Sometimes pets will need other types of treatment, like physio or laser therapy. These could be paid for under your plan, if performed or authorized by your vet.


What if your cat or dog needs an operation as a result of a covered accident or illness? Unplanned surgery can be costly, so Petsecure helps pay for that, too.


When your pet needs medicine – after surgery, for example, or to treat a sudden infection – Petsecure has you covered.

Preventive care

This type of care (included in Secure 4) provides steps to maintain your pet’s general wellness, like vaccinations and parasite prevention.

The monthly cost of Petsecure plans vary depending on the kind of pet you have (cat or dog) and their breed. It also depends on where you live and what kind of coverage you choose. The typical pet insurance customer can expect to pay between:

Average price per month for dog insurance

Average price per month for cat insurance

“Even if we didn’t have insurance, we would have carried out the treatment anyway, but having the coverage made the decision a lot easier. We recommend Petsecure to everyone.” “Petsecure has the simplest claiming process of any of their main competitors and I love their online portal.” “What a wonderful company. They have affordable plans to suit almost every budget and their customer service is excellent. I recommend Petsecure to every pet owner I meet.”

Petsecure’s number one priority is helping pet owners take care of their furry friends. We’ve gathered some helpful information and common questions to get you started.

What is the most affordable pet insurance?

The most affordable pet insurance will depend on your pet and the coverage you choose. Petsecure offers four of the best pet insurance plans in Canada, so you can find the most affordable plan that works for you. Learn more about Petsecure’s  pet insurance plans. 

Does pet insurance cover pre-existing conditions?

No. If your pet was diagnosed with a condition that started prior to the policy application or within the approved waiting period, that condition won’t be eligible for coverage. The same would apply if your pet shows clinical signs before you apply for the policy, but they haven’t yet been diagnosed.

The good news is, pet insurance can protect your furry friend in the future, since unexpected accidents and illnesses can still happen. For the health of your pet (and your wallet), it’s wise to have the protection pet insurance offers. This way, you can get your dog or cat back to good health and avoid paying costly vet bills.

Still have questions about your pet’s conditions? Reach out to Petsecure – they’re happy to help!

What does pet insurance actually cover?

With pet insurance, up to 80% of your pet’s bill will be covered in case of accident or illness. Plus, you’ll even be covered for things like boarding/kennel fees, lost pet advertising and more. Petsecure provides coverage for:

  • Accidents
  • Dental
  • Illness
  • Exam fees
  • Alternative therapy
  • Surgeries
  • Medication
  • Preventive care

It’s important to know that some things aren’t covered by pet insurance. Learn more about what is and isn’t covered by pet insurance.

Is it worth it to have pet insurance?

Having pet insurance means you’re covered if something happens to your dog or cat without having to rely on your own savings to cover the cost of an unexpected vet bill. Your dog or cat is part of the family – pet insurance is worth the peace of mind knowing they’re protected.

What is the average cost of pet insurance?

On average, dog insurance will cost $65-150 per month. Cat insurance will cost an average of $35-120 per month. But, a German Shepherd from British Columbia, a French Bulldog living in Ontario or a Maine Coon cat from Quebec, will each have unique needs that affect the cost of pet insurance. Exactly how much it costs for your cat or dog will ultimately depend on their breed, where you live and the coverage you choose.

Petsecure is underwritten by Petline Insurance Company and Sonnet is underwritten by Sonnet Insurance Company. Petline Insurance Company is an affiliate of Sonnet.

Petsecure is available to residents of Canada, and provides coverage to eligible pets. All coverage described is subject to the terms, conditions, limitations and exclusions contained in our Policy Wordings. In the event of a discrepancy, your policy wording governs.

Average monthly premiums for pet insurance are based on current Petsecure policies as of December 2019.